@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(../media/41e95f694c5c4549-s.2b_sldcwg6mn_.woff2)format("woff2");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(../media/6c55a692938ebbbc-s.1emuuracu50qd.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(../media/a218039a3287bcfd-s.p.43zbiuwnnoiok.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(../media/bdc7e24a509eb931-s.0ynx40_3oa9rk.woff2)format("woff2");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(../media/0da9c7f357bd9d4d-s.1975l3y3401x_.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(../media/8e6fa89aa22d24ec-s.p.2o7m9ogm38dql.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(../media/0a7740363b4d4863-s.3ji57o093q1kd.woff2)format("woff2");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(../media/5f9d24ebef5d5292-s.19xuq3td7fwu_.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(../media/e2334d715941921e-s.p.3o_v2fun1jzxk.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(../media/b53057dbf91a7acf-s.11ypmpdlzqdb_.woff2)format("woff2");unicode-range:U+900-97F,U+1CD0-1CF9,U+200C-200D,U+20A8,U+20B9,U+20F0,U+25CC,U+A830-A839,U+A8E0-A8FF,U+11B00-11B09}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(../media/798ea22d9983e047-s.3go-kn2r40gie.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(../media/47fe1b7cd6e6ed85-s.p.3bh2vc0w-r-ll.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Poppins Fallback;src:local(Arial);ascent-override:93.62%;descent-override:31.21%;line-gap-override:8.92%;size-adjust:112.16%}.poppins_fb95fc0b-module__j3Zrza__className{font-family:Poppins,Poppins Fallback;font-style:normal}.poppins_fb95fc0b-module__j3Zrza__variable{--font-poppins:"Poppins", "Poppins Fallback"}
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-border-style:solid;--tw-outline-style:solid}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.block{display:block}.border-collapse{border-collapse:collapse}.border{border-style:var(--tw-border-style);border-width:1px}.outline{outline-style:var(--tw-outline-style);outline-width:1px}}:root{--navy:#123e70;--navy-deep:#0a315d;--blue:#1878c8;--blue-bright:#1595dc;--blue-soft:#eaf4fd;--blue-pale:#f4f9fd;--text:#15263a;--text-soft:#526477;--border:#dce7f0;--white:#fff;--page:#fff;--footer:#0b2d51}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--page);color:var(--text);font-family:var(--font-poppins), Arial, Helvetica, sans-serif;-webkit-font-smoothing:antialiased;margin:0}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}img{max-width:100%;display:block}.site-container{width:min(1180px,100% - 48px);margin:0 auto}.section{padding:104px 0}.eyebrow{color:var(--blue);letter-spacing:.14em;text-transform:uppercase;margin:0 0 18px;font-size:.76rem;font-weight:700}.eyebrow-light{color:#ffffffb3}.button{border-radius:10px;justify-content:center;align-items:center;min-height:52px;padding:0 25px;font-size:.9rem;font-weight:600;transition:transform .16s,background .16s,border-color .16s;display:inline-flex}.button:hover{transform:translateY(-1px)}.button-white{background:var(--white);color:var(--navy)}.button-white:hover{background:#f0f7fd}.button-ghost{color:var(--white);border:1px solid #fff6}.button-ghost:hover{background:#ffffff14;border-color:#fffc}.site-header{z-index:100;background:#fffffffa;border-bottom:1px solid #123e7014;position:relative}.header-inner{grid-template-columns:1fr auto 1fr;align-items:center;gap:40px;min-height:100px;display:grid}.brand{align-items:center;width:fit-content;display:inline-flex}.brand-logo{width:285px;height:auto}.main-navigation{align-items:center;gap:42px;display:flex}.main-navigation a{color:var(--navy);font-size:.94rem;font-weight:600;position:relative}.main-navigation a:after{background:var(--blue);content:"";transform-origin:100%;height:2px;transition:transform .16s;position:absolute;bottom:-8px;left:0;right:0;transform:scaleX(0)}.main-navigation a:hover:after{transform-origin:0;transform:scaleX(1)}.header-phone{color:var(--blue);justify-self:end;align-items:center;gap:10px;font-size:.94rem;font-weight:700;display:inline-flex}.header-phone-icon{display:inline-flex}.menu-button{display:none}.hero{color:var(--white);background:linear-gradient(118deg,#73a9da 0%,#3974ae 48%,#123e70 100%);position:relative;overflow:hidden}.hero:after{content:"";pointer-events:none;background:radial-gradient(circle at 70% 30%,#ffffff17,#0000 44%);width:48%;height:100%;position:absolute;top:0;right:0}.hero-decoration{pointer-events:none;border:1px solid #ffffff14;border-radius:999px;position:absolute}.hero-decoration-one{width:650px;height:650px;top:-250px;right:-180px}.hero-decoration-two{width:430px;height:430px;top:50px;right:-130px}.hero-inner{z-index:2;padding-top:100px;padding-bottom:58px;position:relative}.hero-copy{max-width:790px}.hero h1{letter-spacing:-.055em;max-width:780px;margin:0;font-size:clamp(3.2rem,6vw,5.5rem);font-weight:600;line-height:.98}.hero h1 span{color:#ffffffc7;display:block}.hero-lead{color:#ffffffe0;max-width:680px;margin:32px 0 0;font-size:1.12rem;line-height:1.75}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.risk-warning{color:var(--text-soft);margin:24px 0 0;font-size:.75rem;line-height:1.65}.risk-warning a{color:var(--blue);text-underline-offset:2px;font-weight:600;text-decoration:underline}.risk-warning-light{color:#ffffffab;max-width:650px}.risk-warning-light a{color:var(--white)}.hero-principles{grid-template-columns:repeat(3,1fr);gap:14px;margin-top:76px;display:grid}.principle-card{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffff14;border:1px solid #ffffff24;border-radius:18px;min-height:215px;padding:26px}.principle-number{color:#ffffff73;letter-spacing:.1em;margin-bottom:34px;font-size:.72rem;font-weight:600;display:block}.principle-card h2{margin:0 0 10px;font-size:1.15rem;font-weight:600}.principle-card p{color:#ffffffbd;margin:0;font-size:.9rem;line-height:1.7}.moneyhelper-strip{border-bottom:1px solid var(--border);background:#f7f8fa}.moneyhelper-inner{grid-template-columns:150px 1fr;align-items:center;gap:38px;min-height:112px;display:grid}.moneyhelper-logo{width:120px;height:auto}.moneyhelper-inner p{color:#687482;margin:0;font-size:.82rem;line-height:1.7}.moneyhelper-inner a{color:var(--blue);font-weight:600}.intro-section{padding-top:92px;padding-bottom:62px}.narrow-copy{max-width:1040px}.intro-statement{color:#34475a;letter-spacing:-.025em;max-width:980px;margin:0;font-size:clamp(1.35rem,2.3vw,2rem);font-weight:400;line-height:1.55}.customer-section{padding-top:58px}.section-heading-grid{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);align-items:end;gap:100px;display:grid}.section-heading-grid h2,.iva-heading h2{color:#101d2b;letter-spacing:-.055em;margin:0;font-size:clamp(2.8rem,5vw,4.8rem);font-weight:600;line-height:1.02}.section-heading-grid h2 span,.iva-heading h2 span,.contact-cta h2 span{color:var(--blue);display:block}.section-heading-copy{max-width:600px;padding-bottom:5px}.section-heading-copy p{color:var(--text-soft);margin:0 0 18px;font-size:1.02rem;line-height:1.8}.section-heading-copy p:last-child{margin-bottom:0}.customer-visual{grid-template-columns:.72fr 1.28fr;align-items:stretch;gap:22px;margin-top:62px;display:grid}.customer-image-wrap{background:var(--blue-pale);border-radius:20px;justify-content:center;align-items:center;min-height:330px;display:flex;overflow:hidden}.customer-image{object-fit:contain;width:min(75%,330px);height:auto}.benefit-grid{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.benefit-card{border:1px solid var(--border);background:var(--white);border-radius:20px;padding:28px 24px}.benefit-icon{background:var(--blue-soft);width:54px;height:54px;color:var(--blue);border-radius:14px;justify-content:center;align-items:center;margin-bottom:50px;display:flex}.benefit-card h3{color:#17283a;margin:0 0 12px;font-size:1.02rem}.benefit-card p{color:var(--text-soft);margin:0;font-size:.86rem;line-height:1.7}.iva-section{background:var(--blue-pale)}.iva-top{grid-template-columns:minmax(0,1fr) minmax(340px,.75fr);align-items:end;gap:100px;display:grid}.iva-intro{max-width:520px;padding-bottom:5px}.iva-intro p{color:var(--text-soft);margin:0 0 24px;font-size:1rem;line-height:1.8}.text-link{color:var(--blue);align-items:center;gap:10px;font-size:.88rem;font-weight:700;display:inline-flex}.text-link span{transition:transform .15s}.text-link:hover span{transform:translate(4px)}.iva-content{border:1px solid var(--border);background:var(--white);border-radius:24px;grid-template-columns:.82fr 1.18fr;margin-top:64px;display:grid;overflow:hidden}.iva-image-wrap{background:linear-gradient(145deg,#dceeff,#f5faff);justify-content:center;align-items:center;min-height:500px;display:flex}.iva-image{object-fit:contain;width:min(70%,330px);height:auto}.iva-explanation{padding:58px}.iva-explanation h3{color:#17283a;letter-spacing:-.035em;max-width:570px;margin:0 0 26px;font-size:clamp(1.7rem,3vw,2.5rem);font-weight:600;line-height:1.18}.iva-explanation>p:not(.eyebrow):not(.risk-warning){color:var(--text-soft);margin:0 0 16px;font-size:.91rem;line-height:1.78}.contact-cta{color:var(--white);background:linear-gradient(115deg,#1b70b2 0%,#123e70 100%)}.contact-cta-inner{grid-template-columns:1fr auto;align-items:center;gap:70px;min-height:350px;padding-top:70px;padding-bottom:70px;display:grid}.contact-cta h2{letter-spacing:-.05em;max-width:700px;margin:0;font-size:clamp(2.3rem,4vw,4rem);font-weight:600;line-height:1.05}.contact-cta h2 span{color:#ffffffb3}.contact-cta p:not(.eyebrow){color:#ffffffbd;max-width:650px;margin:24px 0 0;font-size:.95rem;line-height:1.7}.contact-cta-action{text-align:center;flex-direction:column;align-items:stretch;gap:18px;min-width:220px;display:flex}.cta-phone{color:#fffc;font-size:.78rem;font-weight:600}.site-footer{background:var(--footer);color:var(--white)}.footer-main{padding:76px 0 68px}.footer-grid{grid-template-columns:1.25fr .8fr .85fr;gap:80px;display:grid}.footer-logo{width:275px;height:auto;margin-bottom:26px}.footer-intro{color:#ffffffa6;max-width:420px;margin:0 0 32px;font-size:.84rem;line-height:1.75}.footer-contact{gap:14px;display:grid}.footer-contact p{color:#ffffffb8;grid-template-columns:76px 1fr;margin:0;font-size:.78rem;line-height:1.65;display:grid}.footer-contact strong{color:var(--white);font-weight:600}.footer-links-column h2{margin:5px 0 25px;font-size:.96rem;font-weight:600}.footer-links{flex-direction:column;align-items:flex-start;gap:12px;display:flex}.footer-links a,.footer-external-link{color:#ffffffa8;font-size:.78rem;line-height:1.5;transition:color .15s}.footer-links a:hover,.footer-external-link:hover{color:var(--white)}.footer-moneyhelper-column{background:#ffffff0a;border:1px solid #ffffff1a;border-radius:18px;padding:26px}.footer-moneyhelper-logo{background:var(--white);border-radius:8px;width:120px;height:auto;margin-bottom:22px;padding:9px}.footer-moneyhelper-column p{color:#ffffffa3;margin:0 0 18px;font-size:.76rem;line-height:1.7}.footer-moneyhelper-column .footer-small{margin:16px 0 0;font-size:.68rem}.footer-regulatory{background:#00000014;border-top:1px solid #ffffff14;border-bottom:1px solid #ffffff14;padding:38px 0}.footer-regulatory p{color:#ffffff80;margin:0 0 12px;font-size:.67rem;line-height:1.7}.footer-regulatory p:last-child{margin-bottom:0}.footer-regulatory strong{color:#ffffffb3}.footer-bottom{padding:22px 0}.footer-bottom-inner{justify-content:space-between;align-items:center;gap:30px;display:flex}.footer-bottom p{color:#ffffff7a;margin:0;font-size:.67rem}.footer-bottom-inner>div{gap:24px;display:flex}.footer-bottom a{color:#ffffff8c;font-size:.67rem}@media (max-width:980px){.site-container{width:min(100% - 36px,1180px)}.header-inner{grid-template-columns:1fr auto auto;gap:22px;min-height:86px}.brand-logo{width:230px}.main-navigation{border-top:1px solid var(--border);border-bottom:1px solid var(--border);background:var(--white);flex-direction:column;align-items:flex-start;gap:0;padding:12px 18px 24px;display:none;position:absolute;top:86px;left:0;right:0;box-shadow:0 18px 35px #102b451a}.main-navigation.is-open{display:flex}.main-navigation a{width:100%;padding:14px 6px}.main-navigation a:after{display:none}.menu-button{border:1px solid var(--border);cursor:pointer;background:0 0;border-radius:10px;flex-direction:column;justify-content:center;align-items:center;gap:5px;width:44px;height:44px;display:flex}.menu-button span{background:var(--navy);border-radius:2px;width:19px;height:2px;transition:all .15s}.menu-button.is-open span:first-child{transform:translateY(7px)rotate(45deg)}.menu-button.is-open span:nth-child(2){opacity:0}.menu-button.is-open span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.hero-inner{padding-top:78px}.hero-principles{grid-template-columns:1fr}.principle-card{min-height:auto}.principle-number{margin-bottom:20px}.section-heading-grid,.iva-top{grid-template-columns:1fr;gap:34px}.section-heading-copy,.iva-intro{max-width:720px}.customer-visual{grid-template-columns:1fr}.customer-image-wrap{min-height:260px}.benefit-grid{grid-template-columns:repeat(3,1fr)}.benefit-icon{margin-bottom:34px}.iva-content{grid-template-columns:1fr}.iva-image-wrap{min-height:300px}.contact-cta-inner{grid-template-columns:1fr;gap:40px}.contact-cta-action{width:fit-content;min-width:240px}.footer-grid{grid-template-columns:1fr 1fr;gap:60px}.footer-moneyhelper-column{grid-column:1/-1}}@media (max-width:680px){.site-container{width:min(100% - 30px,1180px)}.section{padding:72px 0}.header-inner{gap:12px;min-height:76px}.main-navigation{top:76px}.brand-logo{width:185px}.header-phone{background:var(--blue-soft);border-radius:10px;justify-content:center;width:42px;height:42px}.header-phone>span:last-child{display:none}.hero-inner{padding-top:66px;padding-bottom:34px}.hero h1{font-size:clamp(2.7rem,13vw,4rem)}.hero-lead{margin-top:26px;font-size:1rem;line-height:1.7}.hero-actions{grid-template-columns:1fr;display:grid}.button{width:100%}.hero-principles{gap:10px;margin-top:54px}.principle-card{padding:22px}.moneyhelper-inner{grid-template-columns:1fr;gap:14px;padding-top:24px;padding-bottom:24px}.moneyhelper-logo{width:105px}.intro-section{padding-top:66px;padding-bottom:35px}.intro-statement{font-size:1.25rem;line-height:1.6}.customer-section{padding-top:35px}.section-heading-grid h2,.iva-heading h2{font-size:clamp(2.5rem,12vw,3.6rem)}.customer-visual{margin-top:42px}.customer-image-wrap{min-height:220px}.customer-image{width:min(70%,260px)}.benefit-grid{grid-template-columns:1fr}.benefit-card{padding:24px}.benefit-icon{margin-bottom:26px}.iva-content{border-radius:18px;margin-top:44px}.iva-image-wrap{min-height:230px}.iva-image{width:min(65%,240px)}.iva-explanation{padding:30px 24px}.contact-cta-inner{min-height:0;padding-top:62px;padding-bottom:62px}.contact-cta h2{font-size:2.5rem}.contact-cta-action{width:100%;min-width:0}.footer-main{padding:60px 0 52px}.footer-grid{grid-template-columns:1fr;gap:48px}.footer-moneyhelper-column{grid-column:auto}.footer-logo{width:230px}.footer-bottom-inner{flex-direction:column;align-items:flex-start;gap:14px}.footer-bottom-inner>div{flex-wrap:wrap;gap:16px}}.page-hero{color:var(--white);background:linear-gradient(118deg,#3974ae 0%,#225d96 48%,#123e70 100%);position:relative;overflow:hidden}.page-hero-decoration{border:1px solid #ffffff14;border-radius:999px;width:680px;height:680px;position:absolute;top:-320px;right:-140px}.page-hero:after{content:"";border:1px solid #ffffff0f;border-radius:999px;width:430px;height:430px;position:absolute;top:-160px;right:60px}.page-hero-inner{z-index:2;padding-top:92px;padding-bottom:82px;position:relative}.page-hero h1{letter-spacing:-.055em;max-width:850px;margin:0;font-size:clamp(3.1rem,6vw,5.4rem);font-weight:600;line-height:.98}.page-hero h1 span{color:#ffffffb8;display:block}.page-hero-lead{color:#ffffffd1;max-width:720px;margin:30px 0 0;font-size:1.04rem;line-height:1.8}.solutions-intro{padding:94px 0 76px}.solutions-intro-grid{grid-template-columns:minmax(0,1fr) minmax(360px,.85fr);align-items:end;gap:100px;display:grid}.solutions-intro h2{color:#101d2b;letter-spacing:-.055em;max-width:650px;margin:0;font-size:clamp(2.7rem,5vw,4.5rem);font-weight:600;line-height:1.04}.solutions-intro h2 span{color:var(--blue);display:block}.solutions-intro-copy{max-width:560px;padding-bottom:4px}.solutions-intro-copy p{color:var(--text-soft);margin:0 0 18px;font-size:.96rem;line-height:1.8}.solutions-intro-copy p:last-child{margin-bottom:0}.solutions-list-section{padding:0 0 104px}.solutions-list{gap:24px;display:grid}.solution-card{border:1px solid var(--border);background:var(--white);border-radius:24px;overflow:hidden;box-shadow:0 18px 50px #133e670f}.solution-card-heading{grid-template-columns:82px 1fr;gap:30px;padding:48px 52px 42px;display:grid}.solution-number{background:var(--blue-soft);width:64px;height:64px;color:var(--blue);letter-spacing:.08em;border-radius:18px;justify-content:center;align-items:center;font-size:.82rem;font-weight:700;display:flex}.solution-short-name{color:var(--blue);letter-spacing:.14em;text-transform:uppercase;margin:0 0 7px;font-size:.72rem;font-weight:700}.solution-card-heading h2{color:#14273a;letter-spacing:-.035em;margin:0;font-size:clamp(1.8rem,3vw,2.6rem);font-weight:600;line-height:1.15}.solution-introduction{max-width:800px;color:var(--text-soft);margin:17px 0 0;font-size:.94rem;line-height:1.8}.solution-comparison{border-top:1px solid var(--border);border-bottom:1px solid var(--border);grid-template-columns:1fr 1fr;display:grid}.solution-panel{padding:38px 44px 42px}.solution-panel-positive{background:#f4faf8}.solution-panel-consider{border-left:1px solid var(--border);background:#fbf8f4}.solution-panel-heading{align-items:center;gap:15px;margin-bottom:28px;display:flex}.solution-panel-symbol{width:42px;height:42px;color:var(--navy);background:#fffc;border-radius:12px;flex:0 0 42px;justify-content:center;align-items:center;font-size:1.2rem;font-weight:700;display:flex}.solution-panel-heading p{color:var(--text-soft);letter-spacing:.1em;text-transform:uppercase;margin:0 0 2px;font-size:.67rem;font-weight:700}.solution-panel-heading h3{color:#17283a;margin:0;font-size:1rem;font-weight:600}.solution-panel ul{gap:14px;margin:0;padding:0;list-style:none;display:grid}.solution-panel li{color:#465b6d;align-items:flex-start;gap:12px;font-size:.84rem;line-height:1.65;display:flex}.solution-list-icon{border-radius:8px;flex:0 0 28px;justify-content:center;align-items:center;width:28px;height:28px;margin-top:1px;display:inline-flex}.solution-list-icon-positive{color:#217854;background:#dff2e9}.solution-list-icon-consider{color:#9a692c;background:#f3e8d8}.solution-note{border-left:3px solid var(--blue);background:var(--blue-pale);color:var(--text-soft);border-radius:0 8px 8px 0;margin:32px 52px 0;padding:16px 18px;font-size:.76rem;line-height:1.7}.solution-note strong{color:var(--navy)}.solution-card-footer{justify-content:space-between;align-items:center;gap:30px;padding:28px 52px 34px;display:flex}.solution-card-footer .risk-warning{max-width:700px;margin:0}.solution-contact-link{color:var(--blue);flex:none;align-items:center;gap:9px;font-size:.78rem;font-weight:700;display:inline-flex}.solution-contact-link span{transition:transform .15s}.solution-contact-link:hover span{transform:translate(4px)}@media (max-width:980px){.solutions-intro-grid{grid-template-columns:1fr;gap:34px}.solutions-intro-copy{max-width:720px}.solution-card-heading{padding:40px}.solution-panel{padding:34px}.solution-note{margin-left:40px;margin-right:40px}.solution-card-footer{padding-left:40px;padding-right:40px}}@media (max-width:680px){.page-hero-inner{padding-top:66px;padding-bottom:60px}.page-hero h1{font-size:clamp(2.7rem,13vw,4rem)}.page-hero-lead{margin-top:25px;font-size:.96rem;line-height:1.75}.solutions-intro{padding:66px 0 48px}.solutions-intro h2{font-size:clamp(2.4rem,11vw,3.4rem)}.solutions-list-section{padding-bottom:72px}.solutions-list{gap:18px}.solution-card{border-radius:18px}.solution-card-heading{grid-template-columns:1fr;gap:20px;padding:28px 24px}.solution-number{border-radius:14px;width:52px;height:52px}.solution-card-heading h2{font-size:1.7rem}.solution-comparison{grid-template-columns:1fr}.solution-panel{padding:28px 24px 30px}.solution-panel-consider{border-top:1px solid var(--border);border-left:0}.solution-note{margin:24px 24px 0}.solution-card-footer{flex-direction:column;align-items:flex-start;padding:24px}.solution-contact-link{font-size:.82rem}}.fees-overview{padding:94px 0 78px}.fees-overview-grid{grid-template-columns:minmax(0,1fr) minmax(360px,.85fr);align-items:end;gap:100px;display:grid}.fees-overview h2{color:#101d2b;letter-spacing:-.055em;max-width:680px;margin:0;font-size:clamp(2.7rem,5vw,4.5rem);font-weight:600;line-height:1.04}.fees-overview h2 span{color:var(--blue);display:block}.fees-overview-copy{max-width:560px}.fees-overview-copy p{color:var(--text-soft);margin:0 0 18px;font-size:.96rem;line-height:1.8}.fees-overview-copy p:last-child{margin-bottom:0}.fee-highlight{background:var(--blue-pale);border:1px solid #cfe5f8;border-radius:18px;align-items:center;gap:20px;margin-top:54px;padding:24px 28px;display:flex}.fee-highlight-icon{background:var(--white);width:54px;height:54px;color:var(--blue);border-radius:15px;flex:0 0 54px;justify-content:center;align-items:center;display:flex}.fee-highlight strong{color:var(--navy);margin-bottom:5px;font-size:.95rem;display:block}.fee-highlight p{color:var(--text-soft);margin:0;font-size:.82rem;line-height:1.65}.iva-fees-section{background:var(--blue-pale);padding:86px 0}.content-section-heading{max-width:700px}.content-section-heading h2{color:#101d2b;letter-spacing:-.045em;margin:0;font-size:clamp(2.3rem,4vw,3.6rem);font-weight:600;line-height:1.08}.content-section-heading>p:last-child{max-width:620px;color:var(--text-soft);margin:20px 0 0;font-size:.94rem;line-height:1.8}.fee-type-grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-top:46px;display:grid}.fee-type-card{border:1px solid var(--border);background:var(--white);border-radius:18px;min-height:190px;padding:26px}.fee-type-number{color:var(--blue);letter-spacing:.1em;margin-bottom:46px;font-size:.72rem;font-weight:700;display:block}.fee-type-card p{color:var(--text-soft);margin:0 0 5px;font-size:.72rem}.fee-type-card h3{color:#17283a;margin:0;font-size:1.15rem;font-weight:600}.fee-details-section{padding:98px 0}.fee-details-list{display:grid}.fee-detail{border-bottom:1px solid var(--border);grid-template-columns:minmax(280px,.75fr) minmax(0,1.25fr);gap:80px;padding:62px 0;display:grid}.fee-detail:first-child{padding-top:0}.fee-detail:last-child{border-bottom:0;padding-bottom:0}.fee-detail-title{align-items:flex-start;gap:22px;display:flex}.fee-detail-title>span{background:var(--blue-soft);width:46px;height:46px;color:var(--blue);border-radius:13px;flex:0 0 46px;justify-content:center;align-items:center;font-size:.7rem;font-weight:700;display:flex}.fee-detail-title .eyebrow{margin-bottom:7px;font-size:.65rem}.fee-detail-title h2{color:#17283a;letter-spacing:-.035em;margin:0;font-size:clamp(1.7rem,3vw,2.35rem);font-weight:600}.fee-detail-content{max-width:680px}.fee-detail-content>p{color:var(--text-soft);margin:0 0 18px;font-size:.9rem;line-height:1.8}.content-check-list{gap:14px;margin:22px 0 26px;padding:0;list-style:none;display:grid}.content-check-list li{color:var(--text-soft);padding-left:31px;font-size:.86rem;line-height:1.75;position:relative}.content-check-list li:before{background:var(--blue-soft);width:20px;height:20px;color:var(--blue);content:"✓";border-radius:6px;justify-content:center;align-items:center;font-size:.7rem;font-weight:700;display:flex;position:absolute;top:4px;left:0}.content-note{border-left:3px solid var(--blue);background:var(--blue-pale);color:var(--text-soft);border-radius:0 8px 8px 0;margin-top:26px;padding:17px 19px;font-size:.78rem;line-height:1.7}.other-fees-section{background:#f7fafc;padding:90px 0}.other-fees-grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-top:46px;display:grid}.other-fee-card{border:1px solid var(--border);background:var(--white);border-radius:20px;flex-direction:column;min-height:340px;padding:30px;display:flex}.other-fee-heading{border-bottom:1px solid var(--border);justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:28px;padding-bottom:22px;display:flex}.other-fee-heading span{color:var(--navy);font-size:.84rem;font-weight:600}.other-fee-heading strong{color:var(--blue);letter-spacing:-.04em;font-size:1.55rem;font-weight:600}.other-fee-card p{color:var(--text-soft);margin:0 0 16px;font-size:.82rem;line-height:1.75}.other-fee-card .text-link{margin-top:auto;padding-top:20px;font-size:.76rem}.fees-risk-section{padding:78px 0}.fees-risk-inner{grid-template-columns:.8fr 1.2fr;align-items:center;gap:100px;display:grid}.fees-risk-inner h2{color:#17283a;letter-spacing:-.045em;max-width:480px;margin:0;font-size:clamp(2rem,3.5vw,3.2rem);font-weight:600;line-height:1.1}.fees-risk-inner .risk-warning{margin-top:0}.fees-risk-copy{max-width:650px;color:var(--text-soft);margin:18px 0 0;font-size:.84rem;line-height:1.75}@media (max-width:980px){.fees-overview-grid,.fees-risk-inner{grid-template-columns:1fr;gap:34px}.fees-overview-copy{max-width:720px}.fee-detail{grid-template-columns:1fr;gap:32px}.other-fees-grid{grid-template-columns:1fr}.other-fee-card{min-height:0}}@media (max-width:680px){.fees-overview{padding:66px 0 58px}.fees-overview h2{font-size:clamp(2.4rem,11vw,3.4rem)}.fee-highlight{align-items:flex-start;margin-top:38px;padding:20px}.iva-fees-section{padding:66px 0}.fee-type-grid{grid-template-columns:1fr;margin-top:34px}.fee-type-card{min-height:0}.fee-type-number{margin-bottom:30px}.fee-details-section{padding:68px 0}.fee-detail{gap:26px;padding:46px 0}.fee-detail-title{gap:15px}.other-fees-section{padding:68px 0}.other-fees-grid{margin-top:34px}.other-fee-card{padding:24px}.fees-risk-section{padding:62px 0}}.policy-intro{padding:94px 0 84px}.policy-intro-grid{grid-template-columns:minmax(0,1fr) minmax(360px,.85fr);align-items:start;gap:100px;display:grid}.policy-intro h2,.complaint-information-grid h2{color:#101d2b;letter-spacing:-.055em;margin:0;font-size:clamp(2.7rem,5vw,4.5rem);font-weight:600;line-height:1.04}.policy-intro h2 span,.complaint-information-grid h2 span{color:var(--blue);display:block}.policy-intro-copy p{color:var(--text-soft);margin:0 0 18px;font-size:.94rem;line-height:1.82}.policy-intro-copy p:last-child{margin-bottom:0}.complaint-contact-section{background:var(--blue-pale);padding:86px 0}.complaint-contact-grid{grid-template-columns:repeat(3,1fr);gap:16px;margin-top:46px;display:grid}.complaint-contact-card{border:1px solid var(--border);background:var(--white);border-radius:20px;min-height:285px;padding:30px}.complaint-contact-icon{background:var(--blue-soft);width:52px;height:52px;color:var(--blue);border-radius:14px;justify-content:center;align-items:center;margin-bottom:44px;display:flex}.complaint-contact-card>p{color:var(--blue);letter-spacing:.1em;text-transform:uppercase;margin:0 0 5px;font-size:.67rem;font-weight:700}.complaint-contact-card h3{color:#17283a;margin:0 0 17px;font-size:1.15rem;font-weight:600}.complaint-contact-card a{color:var(--blue);font-size:.84rem;font-weight:600}.complaint-contact-card address{color:var(--text-soft);font-size:.82rem;font-style:normal;line-height:1.75}.complaints-process-section{padding:98px 0}.complaints-timeline{max-width:900px;margin-top:60px;margin-left:auto}.complaints-timeline-item{grid-template-columns:70px 1fr;gap:28px;padding-bottom:54px;display:grid;position:relative}.complaints-timeline-item:last-child{padding-bottom:0}.complaints-timeline-item:not(:last-child):before{background:var(--border);content:"";width:1px;position:absolute;top:54px;bottom:0;left:26px}.complaints-timeline-marker{z-index:2;position:relative}.complaints-timeline-marker span{background:var(--blue-soft);width:54px;height:54px;color:var(--blue);border:1px solid #cce2f4;border-radius:15px;justify-content:center;align-items:center;font-size:.72rem;font-weight:700;display:flex}.complaints-timeline-content{padding-top:3px}.complaints-timeline-label{letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--blue)!important;margin:0 0 6px!important;font-size:.67rem!important}.complaints-timeline-content h3{color:#17283a;letter-spacing:-.025em;margin:0 0 17px;font-size:1.4rem;font-weight:600}.complaints-timeline-content p{max-width:700px;color:var(--text-soft);margin:0 0 13px;font-size:.86rem;line-height:1.8}.complaint-information-section{background:#f7fafc;padding:90px 0}.complaint-information-grid{grid-template-columns:.9fr 1.1fr;align-items:start;gap:100px;display:grid}.complaint-information-grid>div:last-child>p{color:var(--text-soft);margin:0 0 24px;font-size:.92rem;line-height:1.8}.complaint-escalation-section{color:var(--white);background:linear-gradient(120deg,#1b70b2 0%,#123e70 100%);padding:94px 0}.complaint-escalation-grid{grid-template-columns:.9fr 1.1fr;align-items:center;gap:100px;display:grid}.complaint-escalation-heading h2{letter-spacing:-.055em;margin:0;font-size:clamp(2.7rem,5vw,4.5rem);font-weight:600;line-height:1.04}.complaint-escalation-heading h2 span{color:#ffffffad;display:block}.complaint-escalation-heading>p:last-child{color:#ffffffb8;max-width:520px;margin:26px 0 0;font-size:.88rem;line-height:1.8}.complaint-escalation-card{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffff17;border:1px solid #ffffff26;border-radius:22px;padding:38px}.complaint-escalation-card h3{margin:0 0 18px;font-size:1.35rem;font-weight:600}.complaint-escalation-card>p{color:#ffffffbd;margin:0 0 16px;font-size:.84rem;line-height:1.75}.complaint-external-button{width:fit-content;margin-top:12px}.complaint-gateway-contact{border-top:1px solid #ffffff21;margin-top:30px;padding-top:25px}.complaint-gateway-contact p{color:#ffffffad;margin:0 0 11px;font-size:.76rem;line-height:1.7}.complaint-gateway-contact strong{color:var(--white)}.complaint-gateway-contact a{color:var(--white);font-weight:600}@media (max-width:980px){.policy-intro-grid,.complaint-information-grid,.complaint-escalation-grid{grid-template-columns:1fr;gap:38px}.complaints-timeline{margin-left:0}}@media (max-width:680px){.policy-intro{padding:66px 0}.policy-intro h2,.complaint-information-grid h2{font-size:clamp(2.4rem,11vw,3.4rem)}.complaint-contact-section,.complaints-process-section,.complaint-information-section,.complaint-escalation-section{padding:68px 0}.complaint-contact-grid{grid-template-columns:1fr;margin-top:34px}.complaint-contact-card{min-height:0;padding:24px}.complaint-contact-icon{margin-bottom:30px}.complaints-timeline{margin-top:42px}.complaints-timeline-item{grid-template-columns:48px 1fr;gap:18px;padding-bottom:42px}.complaints-timeline-marker span{border-radius:12px;width:42px;height:42px}.complaints-timeline-item:not(:last-child):before{top:42px;left:20px}.complaints-timeline-content h3{font-size:1.2rem}.complaint-escalation-heading h2{font-size:clamp(2.4rem,11vw,3.4rem)}.complaint-escalation-card{padding:26px 22px}.complaint-external-button{width:100%}}.pi-section{padding:96px 0 106px}.pi-grid{grid-template-columns:minmax(280px,.7fr) minmax(0,1.3fr);align-items:start;gap:100px;display:grid}.pi-intro{position:sticky;top:120px}.pi-intro h2{color:#101d2b;letter-spacing:-.055em;margin:0;font-size:clamp(2.6rem,4.5vw,4.1rem);font-weight:600;line-height:1.04}.pi-intro h2 span{color:var(--blue);display:block}.pi-intro>p:last-child{max-width:460px;color:var(--text-soft);margin:26px 0 0;font-size:.92rem;line-height:1.82}.pi-details{gap:18px;display:grid}.pi-card{border:1px solid var(--border);background:var(--white);border-radius:22px;grid-template-columns:60px 1fr;gap:25px;padding:38px;display:grid;box-shadow:0 18px 50px #133e670d}.pi-card-number{background:var(--blue-soft);width:52px;height:52px;color:var(--blue);letter-spacing:.06em;border-radius:14px;justify-content:center;align-items:center;font-size:.7rem;font-weight:700;display:flex}.pi-card-label{letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--blue)!important;margin:1px 0 5px!important;font-size:.65rem!important}.pi-card h3{color:#17283a;letter-spacing:-.025em;margin:0 0 18px;font-size:1.45rem;font-weight:600}.pi-card p{color:var(--text-soft);margin:0 0 22px;font-size:.84rem;line-height:1.8}.pi-data-list{border-top:1px solid var(--border);margin:28px 0}.pi-data-list>div{border-bottom:1px solid var(--border);grid-template-columns:180px 1fr;gap:24px;padding:14px 0;display:grid}.pi-data-list dt{color:var(--text-soft);font-size:.72rem}.pi-data-list dd{color:var(--navy);margin:0;font-size:.76rem;font-weight:600;line-height:1.6}.pi-regulation{margin-top:25px!important;margin-bottom:0!important;font-size:.76rem!important}.pi-card-coverage{background:var(--blue-pale)}.pi-coverage-note{color:var(--navy);border-top:1px solid #cfe1ef;align-items:flex-start;gap:12px;margin-top:27px;padding-top:22px;font-size:.75rem;line-height:1.7;display:flex}.pi-coverage-note svg{color:var(--blue);flex:0 0 21px;margin-top:1px}@media (max-width:980px){.pi-grid{grid-template-columns:1fr;gap:46px}.pi-intro{position:static}.pi-intro>p:last-child{max-width:700px}}@media (max-width:680px){.pi-section{padding:68px 0 76px}.pi-intro h2{font-size:clamp(2.4rem,11vw,3.4rem)}.pi-card{border-radius:18px;grid-template-columns:1fr;gap:20px;padding:26px 22px}.pi-card-number{width:46px;height:46px}.pi-data-list>div{grid-template-columns:1fr;gap:5px}}.contact-section{background:radial-gradient(circle at 88% 20%,#207ebe12,#0000 30%),#fff;padding:96px 0 110px}.contact-layout{grid-template-columns:minmax(0,.82fr) minmax(480px,1.18fr);align-items:start;gap:90px;display:grid}.contact-information h2{color:#101d2b;letter-spacing:-.055em;margin:0;font-size:clamp(2.7rem,4.5vw,4.2rem);font-weight:600;line-height:1.03}.contact-information h2 span{color:var(--blue);display:block}.contact-information-intro{max-width:520px;color:var(--text-soft);margin:26px 0 0;font-size:.92rem;line-height:1.85}.contact-methods{gap:12px;margin-top:42px;display:grid}.contact-method{border:1px solid var(--border);color:inherit;background:#fff;border-radius:17px;align-items:flex-start;gap:16px;padding:18px;text-decoration:none;transition:transform .18s,border-color .18s,box-shadow .18s;display:flex}a.contact-method:hover{border-color:#207ebe59;transform:translateY(-2px);box-shadow:0 14px 32px #133e6712}.contact-method-icon{background:var(--blue-soft);width:44px;height:44px;color:var(--blue);border-radius:12px;flex:0 0 44px;justify-content:center;align-items:center;display:flex}.contact-method>div:last-child{min-width:0}.contact-method span{color:var(--text-soft);letter-spacing:.04em;text-transform:uppercase;margin-bottom:3px;font-size:.68rem;font-weight:600;display:block}.contact-method strong{overflow-wrap:anywhere;color:var(--navy);font-size:.82rem;font-weight:600;line-height:1.65;display:block}.contact-company-note{flex-direction:column;gap:3px;margin-top:28px;padding-left:4px;display:flex}.contact-company-note strong{color:var(--navy);font-size:.75rem}.contact-company-note span{color:var(--text-soft);font-size:.68rem}.contact-form-wrapper{position:relative}.contact-form-wrapper:before{z-index:0;content:"";background:#207ebe14;border-radius:999px;width:150px;height:150px;position:absolute;top:-20px;right:-20px}.contact-form{z-index:1;border:1px solid var(--border);background:#fff;border-radius:26px;padding:42px;position:relative;box-shadow:0 24px 65px #133e6717}.contact-form-heading{margin-bottom:32px}.contact-form-heading h2{color:var(--navy);letter-spacing:-.04em;margin:0;font-size:clamp(1.9rem,3vw,2.5rem);font-weight:600}.contact-form-heading>p:last-child{color:var(--text-soft);margin:11px 0 0;font-size:.82rem;line-height:1.7}.contact-name-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-field{margin-bottom:18px}.form-field label,.form-label-row label{color:var(--navy);margin-bottom:7px;font-size:.72rem;font-weight:600;display:block}.form-label-row{justify-content:space-between;align-items:center;gap:15px;display:flex}.form-label-row span{color:var(--text-soft);margin-bottom:7px;font-size:.62rem}.form-field input,.form-field textarea{width:100%;color:var(--navy);font:inherit;background:#fbfcfd;border:1px solid #d7e0e8;border-radius:12px;outline:none;font-size:.82rem;transition:border-color .16s,box-shadow .16s,background .16s}.form-field input{min-height:50px;padding:0 15px}.form-field textarea{resize:vertical;min-height:135px;padding:14px 15px;line-height:1.65}.form-field textarea::placeholder{color:#8b99a6}.form-field input:focus,.form-field textarea:focus{border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px #207ebe17}.form-consent{color:var(--text-soft);cursor:pointer;grid-template-columns:19px 1fr;align-items:start;gap:11px;margin-top:5px;font-size:.68rem;line-height:1.65;display:grid}.form-consent input{width:17px;height:17px;accent-color:var(--blue);margin:2px 0 0}.form-consent a{color:var(--blue);text-underline-offset:2px;font-weight:600;text-decoration:underline}.contact-form-error{color:#9d3030;background:#fff5f5;border:1px solid #f1c4c4;border-radius:10px;margin-top:20px;padding:13px 15px;font-size:.7rem;line-height:1.6}.contact-submit-button{background:var(--blue);color:#fff;cursor:pointer;width:100%;min-height:52px;font:inherit;border:0;border-radius:12px;justify-content:center;align-items:center;gap:10px;margin-top:25px;font-size:.76rem;font-weight:600;transition:transform .16s,background .16s,box-shadow .16s;display:flex}.contact-submit-button:hover:not(:disabled){background:var(--navy);transform:translateY(-1px);box-shadow:0 12px 28px #133e672b}.contact-submit-button:disabled{cursor:wait;opacity:.72}.contact-submit-spinner{border:2px solid #fff6;border-top-color:#fff;border-radius:999px;width:16px;height:16px;animation:.7s linear infinite contact-spin}@keyframes contact-spin{to{transform:rotate(360deg)}}.contact-form-note{color:var(--text-soft);text-align:center;margin:12px 0 0;font-size:.62rem;line-height:1.6}.contact-form-success{z-index:1;border:1px solid var(--border);background:#fff;border-radius:26px;padding:58px 42px;position:relative;box-shadow:0 24px 65px #133e6717}.contact-form-success-icon{color:#278151;background:#e9f7ef;border-radius:17px;justify-content:center;align-items:center;width:58px;height:58px;margin-bottom:27px;display:flex}.contact-form-success h2{color:var(--navy);letter-spacing:-.045em;margin:0;font-size:clamp(2rem,3.5vw,2.8rem);font-weight:600;line-height:1.08}.contact-form-success>p:not(.eyebrow){color:var(--text-soft);margin:18px 0 0;font-size:.84rem;line-height:1.8}.contact-form-success .contact-form-success-help{border-top:1px solid var(--border);margin-top:30px;padding-top:22px;font-size:.72rem}.contact-form-success-help a{color:var(--blue);font-weight:600;text-decoration:none}@media (max-width:980px){.contact-layout{grid-template-columns:1fr;gap:55px}.contact-information-intro{max-width:700px}.contact-methods{grid-template-columns:1fr 1fr}.contact-method:last-child{grid-column:1/-1}}@media (max-width:680px){.contact-section{padding:68px 0 78px}.contact-layout{gap:44px}.contact-information h2{font-size:clamp(2.4rem,11vw,3.4rem)}.contact-methods{grid-template-columns:1fr;margin-top:32px}.contact-method:last-child{grid-column:auto}.contact-form-wrapper:before{display:none}.contact-form,.contact-form-success{border-radius:20px;padding:28px 21px}.contact-name-grid{grid-template-columns:1fr;gap:0}.form-field input{min-height:52px;font-size:16px}.form-field textarea{font-size:16px}.contact-submit-button{min-height:54px}}.privacy-section{padding:96px 0 110px}.privacy-layout{grid-template-columns:minmax(260px,.62fr) minmax(0,1.38fr);align-items:start;gap:100px;display:grid}.privacy-sidebar{position:sticky;top:120px}.privacy-sidebar h2{color:#101d2b;letter-spacing:-.055em;margin:0;font-size:clamp(2.5rem,4vw,3.8rem);font-weight:600;line-height:1.04}.privacy-sidebar h2 span{color:var(--blue);display:block}.privacy-sidebar>p:not(.eyebrow){max-width:430px;color:var(--text-soft);margin:24px 0 0;font-size:.84rem;line-height:1.82}.privacy-contact-card{border:1px solid var(--border);background:var(--blue-pale);border-radius:18px;margin-top:34px;padding:23px}.privacy-contact-card>span{color:var(--navy);letter-spacing:.04em;text-transform:uppercase;margin-bottom:8px;font-size:.68rem;font-weight:700;display:block}.privacy-contact-card a{color:var(--blue);overflow-wrap:anywhere;font-size:.75rem;font-weight:600;text-decoration:none;display:block}.privacy-contact-card p{color:var(--text-soft);border-top:1px solid #cfdfeb;margin:16px 0 0;padding-top:16px;font-size:.7rem;line-height:1.7}.privacy-content{min-width:0}.privacy-block{border-left:1px solid var(--border);padding:0 0 52px 62px;position:relative}.privacy-block+.privacy-block{border-top:1px solid var(--border);padding-top:52px}.privacy-section-number{letter-spacing:.06em;font-weight:700;position:absolute;top:1px;left:20px;color:var(--blue)!important;margin:0!important;font-size:.63rem!important}.privacy-block+.privacy-block .privacy-section-number{top:53px}.privacy-block h2{color:var(--navy);letter-spacing:-.035em;margin:0 0 21px;font-size:clamp(1.65rem,2.8vw,2.2rem);font-weight:600}.privacy-block h3{color:var(--navy);margin:30px 0 10px;font-size:1rem;font-weight:600}.privacy-block>p:not(.privacy-section-number){color:var(--text-soft);margin:0 0 17px;font-size:.82rem;line-height:1.85}.privacy-block>p:last-child{margin-bottom:0}.privacy-block>ul{gap:10px;margin:22px 0 25px;padding:0;list-style:none;display:grid}.privacy-block>ul li{color:var(--text-soft);padding-left:25px;font-size:.8rem;line-height:1.75;position:relative}.privacy-block>ul li:before{background:var(--blue);content:"";border-radius:999px;width:7px;height:7px;position:absolute;top:.7em;left:2px}.privacy-block a{color:var(--blue);font-weight:600}.privacy-detail-box{border:1px solid var(--border);background:#fbfcfd;border-radius:16px;grid-template-columns:155px 1fr;gap:0;margin-top:28px;padding:8px 24px;display:grid}.privacy-detail-box strong,.privacy-detail-box span,.privacy-detail-box a{border-bottom:1px solid var(--border);padding:12px 0;font-size:.7rem;line-height:1.5}.privacy-detail-box strong{color:var(--text-soft);font-weight:500}.privacy-detail-box span,.privacy-detail-box a{color:var(--navy);font-weight:600;text-decoration:none}.privacy-detail-box>:nth-last-child(-n+2){border-bottom:0}.privacy-purpose-grid{grid-template-columns:1fr 1fr;gap:14px;margin-top:28px;display:grid}.privacy-purpose-grid article{border:1px solid var(--border);background:#fff;border-radius:16px;padding:23px}.privacy-purpose-grid article h3{margin:0 0 10px;font-size:.9rem}.privacy-purpose-grid article p{color:var(--text-soft);margin:0;font-size:.72rem;line-height:1.7}.privacy-purpose-grid article span{border-top:1px solid var(--border);color:var(--blue);margin-top:18px;padding-top:14px;font-size:.64rem;font-weight:600;line-height:1.55;display:block}.privacy-note,.privacy-right-object{border-radius:15px;margin-top:25px;padding:22px 24px}.privacy-note{background:var(--blue-pale)}.privacy-right-object{border-left:3px solid var(--blue);background:#f7fafc;margin-bottom:25px}.privacy-note strong,.privacy-right-object strong{color:var(--navy);margin-bottom:7px;font-size:.76rem;display:block}.privacy-note p,.privacy-right-object p{color:var(--text-soft);margin:0;font-size:.72rem;line-height:1.75}.privacy-updated{background:var(--blue-pale);border-radius:11px;flex-direction:column;gap:2px;margin-top:10px;padding:13px 17px;display:inline-flex}.privacy-updated span{color:var(--text-soft);letter-spacing:.05em;text-transform:uppercase;font-size:.58rem;font-weight:600}.privacy-updated strong{color:var(--navy);font-size:.72rem}.privacy-review{padding-bottom:0}@media (max-width:980px){.privacy-layout{grid-template-columns:1fr;gap:58px}.privacy-sidebar{position:static}.privacy-sidebar>p:not(.eyebrow){max-width:700px}.privacy-contact-card{max-width:500px}}@media (max-width:680px){.privacy-section{padding:68px 0 78px}.privacy-layout{gap:45px}.privacy-sidebar h2{font-size:clamp(2.4rem,11vw,3.4rem)}.privacy-block,.privacy-block+.privacy-block{border-left:0;padding-left:0}.privacy-block{padding-bottom:40px}.privacy-block+.privacy-block{padding-top:40px}.privacy-section-number,.privacy-block+.privacy-block .privacy-section-number{position:static;margin-bottom:9px!important}.privacy-detail-box{grid-template-columns:1fr;padding:8px 18px}.privacy-detail-box strong{border-bottom:0;padding-bottom:2px}.privacy-detail-box span,.privacy-detail-box a{padding-top:2px}.privacy-detail-box>:nth-last-child(-n+2){border-bottom:0}.privacy-purpose-grid{grid-template-columns:1fr}}.video-library-intro{padding:94px 0 72px}.video-library-intro-grid{grid-template-columns:minmax(0,1fr) minmax(360px,.85fr);align-items:end;gap:100px;display:grid}.video-library-intro h2{color:#101d2b;letter-spacing:-.055em;max-width:650px;margin:0;font-size:clamp(2.7rem,5vw,4.5rem);font-weight:600;line-height:1.04}.video-library-intro h2 span{color:var(--blue);display:block}.video-library-intro-copy{max-width:560px;padding-bottom:4px}.video-library-intro-copy p{color:var(--text-soft);margin:0 0 18px;font-size:.96rem;line-height:1.8}.video-library-intro-copy p:last-child{margin-bottom:0}.video-library-section{padding:0 0 104px}.video-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;display:grid}.video-card{border:1px solid var(--border);background:var(--white);border-radius:20px;flex-direction:column;min-width:0;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex;overflow:hidden;box-shadow:0 16px 45px #133e670e}.video-card:hover{border-color:#c6ddec;transform:translateY(-3px);box-shadow:0 22px 55px #133e671a}.video-thumbnail{aspect-ratio:16/9;background:var(--navy);position:relative;overflow:hidden}.video-thumbnail img{object-fit:cover;width:100%;height:100%;transition:transform .3s}.video-card:hover .video-thumbnail img{transform:scale(1.025)}.video-thumbnail-overlay{background:#0a315d1a;justify-content:center;align-items:center;transition:background .18s;display:flex;position:absolute;inset:0}.video-card:hover .video-thumbnail-overlay{background:#0a315d33}.video-play-icon{width:58px;height:58px;color:var(--blue);background:#fffffff0;border:1px solid #fff9;border-radius:999px;justify-content:center;align-items:center;transition:transform .18s;display:flex;box-shadow:0 10px 30px #0a315d33}.video-card:hover .video-play-icon{transform:scale(1.06)}.video-duration{color:var(--white);background:#082340e0;border-radius:7px;padding:6px 9px;font-size:.66rem;font-weight:600;position:absolute;bottom:12px;right:12px}.video-card-content{flex-direction:column;flex:1;padding:26px;display:flex}.video-card-number{color:var(--blue);letter-spacing:.12em;margin:0 0 13px;font-size:.68rem;font-weight:700}.video-card-content h2{color:#17283a;letter-spacing:-.025em;margin:0;font-size:1.18rem;font-weight:600;line-height:1.35}.video-card-content>p:not(.video-card-number){color:var(--text-soft);margin:15px 0 0;font-size:.8rem;line-height:1.7}.video-watch-link{color:var(--blue);align-items:center;gap:8px;margin-top:auto;padding-top:24px;font-size:.76rem;font-weight:700;display:inline-flex}.video-watch-link span{transition:transform .15s}.video-card:hover .video-watch-link span{transform:translate(4px)}.video-page-hero{color:var(--white);background:linear-gradient(118deg,#3974ae 0%,#225d96 48%,#123e70 100%);position:relative;overflow:hidden}.video-page-decoration{border:1px solid #ffffff14;border-radius:999px;width:680px;height:680px;position:absolute;top:-330px;right:-130px}.video-page-hero:after{content:"";border:1px solid #ffffff0f;border-radius:999px;width:430px;height:430px;position:absolute;top:-160px;right:70px}.video-page-hero-inner{z-index:2;padding-top:54px;padding-bottom:72px;position:relative}.video-back-link{color:#ffffffb8;align-items:center;gap:9px;margin-bottom:50px;font-size:.76rem;font-weight:600;transition:color .15s;display:inline-flex}.video-back-link:hover{color:var(--white)}.video-page-hero h1{letter-spacing:-.05em;max-width:930px;margin:0;font-size:clamp(2.7rem,5.5vw,4.8rem);font-weight:600;line-height:1.04}.video-page-meta{color:#ffffffb8;align-items:center;gap:9px;margin-top:28px;font-size:.78rem;font-weight:500;display:flex}.video-page-meta-icon{display:inline-flex}.video-player-section{padding:82px 0 92px}.video-player-layout{grid-template-columns:minmax(0,1.6fr) minmax(290px,.6fr);align-items:start;gap:44px;display:grid}.video-player{aspect-ratio:16/9;background:#071c31;border-radius:20px;width:100%;position:relative;overflow:hidden;box-shadow:0 22px 55px #133e671f}.video-player iframe{border:0;width:100%;height:100%}.video-youtube-note{color:#7a8997;margin:14px 0 0;font-size:.67rem;line-height:1.6}.video-information-card{border:1px solid var(--border);background:var(--blue-pale);border-radius:20px;padding:32px}.video-information-card h2{color:#17283a;letter-spacing:-.03em;margin:0;font-size:1.55rem;font-weight:600;line-height:1.25}.video-information-card>p:not(.eyebrow):not(.risk-warning){color:var(--text-soft);margin:18px 0 0;font-size:.84rem;line-height:1.75}.video-information-card .risk-warning{border-top:1px solid var(--border);margin-top:24px;padding-top:22px}.video-contact-link{color:var(--blue);align-items:center;gap:9px;margin-top:26px;font-size:.78rem;font-weight:700;display:inline-flex}.video-contact-link span{transition:transform .15s}.video-contact-link:hover span{transform:translate(4px)}.video-more-section{border-top:1px solid var(--border);background:#f8fbfd;padding:64px 0}.video-more-inner{justify-content:space-between;align-items:center;gap:40px;display:flex}.video-more-inner h2{color:#17283a;letter-spacing:-.045em;margin:0;font-size:clamp(2rem,4vw,3.2rem);font-weight:600;line-height:1.1}.video-library-button{background:var(--navy);color:var(--white);flex:none}.video-library-button:hover{background:var(--blue)}@media (max-width:980px){.video-library-intro-grid{grid-template-columns:1fr;gap:34px}.video-library-intro-copy{max-width:720px}.video-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.video-player-layout{grid-template-columns:1fr}.video-information-card{max-width:720px}}@media (max-width:680px){.video-library-intro{padding:66px 0 48px}.video-library-intro h2{font-size:clamp(2.4rem,11vw,3.4rem)}.video-library-section{padding-bottom:72px}.video-grid{grid-template-columns:1fr;gap:16px}.video-card-content{padding:23px}.video-page-hero-inner{padding-top:36px;padding-bottom:56px}.video-back-link{margin-bottom:38px}.video-page-hero h1{font-size:clamp(2.25rem,10vw,3.2rem)}.video-player-section{padding:54px 0 64px}.video-player{border-radius:14px}.video-information-card{border-radius:16px;padding:26px 24px}.video-more-section{padding:52px 0}.video-more-inner{flex-direction:column;align-items:flex-start}.video-more-inner .button{width:100%}}.not-found-page{min-height:620px;color:var(--white);background:linear-gradient(118deg,#3974ae 0%,#225d96 48%,#123e70 100%);position:relative;overflow:hidden}.not-found-inner{z-index:2;flex-direction:column;justify-content:center;align-items:flex-start;min-height:620px;padding-top:90px;padding-bottom:90px;display:flex;position:relative}.not-found-code{color:#ffffff47;letter-spacing:.18em;margin:0 0 18px;font-size:1rem;font-weight:700}.not-found-page h1{letter-spacing:-.055em;max-width:760px;margin:0;font-size:clamp(3.2rem,6vw,5.5rem);font-weight:600;line-height:.98}.not-found-page h1 span{color:#ffffffb8;display:block}.not-found-copy{color:#ffffffd1;max-width:650px;margin:30px 0 0;font-size:1rem;line-height:1.8}.not-found-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.not-found-decoration{pointer-events:none;border:1px solid #ffffff12;border-radius:999px;position:absolute}.not-found-decoration-one{width:650px;height:650px;top:-260px;right:-150px}.not-found-decoration-two{width:390px;height:390px;top:100px;right:-100px}@media (max-width:680px){.not-found-page,.not-found-inner{min-height:540px}.not-found-inner{padding-top:70px;padding-bottom:70px}.not-found-page h1{font-size:clamp(2.7rem,13vw,4rem)}.not-found-actions{grid-template-columns:1fr;width:100%;display:grid}}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-outline-style{syntax:"*";inherits:false;initial-value:solid}
