Our experienced advisors will guide you through each solution, explaining the pros and cons so that you can decide which solution is right for you to help you manage your debts. As with any debt solution, you should seek professional advice before committing.
May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.
Money Helper is an important service set up by the Government. They provide free debt counselling, debt adjustment and credit information. Click here to contact Money Helper. Please note that we have no affiliation with Money Helper.
If you owe debts of more than £6,000 and can afford to contribute at least £100 per month towards ALL of your debts, an IVA could be the right solution for you.
May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.
If you owe less than £50,000 and can’t afford to repay at least £75 towards your debts each month, a DRO could be the right solution for you.
May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.
Bankruptcy could be the right solution for you if you just want a fresh financial start.
May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.
Regardless of how much you owe, if you just need a longer period of time to repay your debts in full, a DMP could be an ideal debt solution for you.
May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.
May not be suitable in all circumstances. Fees and disadvantages may apply, read here. Your credit rating may be affected.